Step outside the ordinary with
Core Plus Portfolios

Core Plus Portfolios offer a unique opportunity for investors to pursue investments that offer the potential for higher returns.

Core Plus Portfolios offer structured investment strategies for both those wanting to accumulate wealth and those wanting to utilise their wealth.

Core Plus Portfolios are unique to Optimise.

What do we mean by Core Plus?

Most investors are generally aware that diversification reduces risk. As a result, they choose to spread their funds across a diverse range of investments including Australian shares, international shares, property, fixed interest, and cash.

The amount of funds held in shares, property, fixed interest and cash is usually determined by the risk profile of the investor or the age of the investor, if the funds are invested by default within a superannuation fund.

This method of diversification is based on sound portfolio construction strategies and has proved to be both popular and effective.

In short, it makes up what we call the Core of our portfolios and, in this regard, most providers are fairly similar.

The Plus part of our portfolios is where we extend upon the Core aspects. This provides investors with the potential for greater returns at their wealth accumulation stage in life or more consistent income during their drawdown stage in life.  

How do Core Plus Portfolios work?

After we assess the individual goals, objectives and the risk profile of an investor, we construct a portfolio that has both the Core elements found within most portfolios and add Plus elements. This provides a potential for more consistent returns without changing our preferred exposure to growth and defensive assets.

Plus elements may include some of the following:

• Australian small company funds
• Geared Australian share funds
• International small company funds
• Emerging markets
• High yield securities
• Direct property
• Global property
• Sustainable future funds

What are the benefits of Core Plus Portfolios?

Core Plus Portfolios offer greater capital growth potential for those wanting to accumulate wealth and higher income potential for those wanting to live off their wealth.

How do we decide on the investments within your portfolio?
                                     
The investment managers within your portfolio are constantly reviewed and assessed by our independent investment research house, Mercers Investment Consulting.

Who will manage your money?

Your portfolio will be managed by a combination of both large, well-known fund managers with extensive research capabilities and boutique managers, renowned for their expertise in specialist fields.

Here are some of the fund managers that may be involved in the management of your portfolio:

 

 

 

 

 

Advice and information on this page is intended as a guide for you to consider when thinking about your financial situation.  It does not take account of your personal circumstances.  Therefore, consider it together with your overall circumstances before making a decision about your financial future.  Alternatively, come in and speak with us about how we can help.

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